Financial services without borders

A Visa Signature card, a US bank account, cashback on every purchase, and the option to use your crypto as collateral. One account that works wherever your business does.

Financial services without borders

A Visa Signature card, a US bank account, cashback on every purchase, and the option to use your crypto as collateral. One account that works wherever your business does.

BANKING WITHOUT BORDERS

Real bank accounts, for any business

Open US and EU bank accounts to pay vendors, collect payments, and run payroll without switching between platforms. Available to any business, worldwide.

BANKING WITHOUT BORDERS

Real bank accounts, for any business

Open US and EU bank accounts to pay vendors, collect payments, and run payroll without switching between platforms. Available to any business, worldwide.

SPEND YOUR MONEY WORLDWIDE

Tap to pay with your Visa Signature card

Activate a free Visa Signature business card and make purchases anywhere Visa is accepted.

SPEND YOUR MONEY WORLDWIDE

Tap to pay with your Visa Signature card

Activate a free Visa Signature business card and make purchases anywhere Visa is accepted.

TURN EXPENSES INTO EARNINGS

Every purchase pays you back

Earn cashback on every card payment your business makes. The more your team spends, the more you earn back.

TURN EXPENSES INTO EARNINGS

Every purchase pays you back

Earn cashback on every card payment your business makes. The more your team spends, the more you earn back.

FIAT OR CRYPTO, YOU CHOOSE

Fund it your way. Spend anywhere.

Deposit from a bank account or bring your crypto. Keep your holdings as collateral and spend against them, or use your USDC balance directly. Your money, your choice.

FIAT OR CRYPTO, YOU CHOOSE

Fund it your way. Spend anywhere.

Deposit from a bank account or bring your crypto. Keep your holdings as collateral and spend against them, or use your USDC balance directly. Your money, your choice.

1

Apply in minutes, not days

A fast, fully online process. No documents to print, no offices to visit.

2

Open your US bank account and add funds

Get your account and routing numbers instantly. Start sending and receiving USD right away.

2

Open your US bank account and add funds

Get your account and routing numbers instantly. Start sending and receiving USD right away.

3

Activate your Visa Signature business card

Tap to pay anywhere Visa is accepted. Works with Apple Pay and Google Pay.

3

Activate your Visa Signature business card

Tap to pay anywhere Visa is accepted. Works with Apple Pay and Google Pay.

THE DIFFERENCE IS CLEAR

Smarter, better, cheaper

Exa Account

Bank Account

Apply in minutes

Free Visa Signature business card

Free US bank account

Free account maintenance

No transfer limits

Up to $10,000 weekly card limit

Fee-free crypto transfers

Self-custodial

Unlimited, free virtual cards

STAY TUNER

Coming soon

A card for every team member

Create virtual cards for your whole team in seconds. One per employee, one per project, as many as you need.

Full control over every card

Set spending limits, block merchant categories, and cap individual purchases, per card, per employee.

Full control over every card

Set spending limits, block merchant categories, and cap individual purchases, per card, per employee.

Full visibility on team spending

Get instant notifications and a complete view of where your money goes, across every card.

Full visibility on team spending

Get instant notifications and a complete view of where your money goes, across every card.

Apply in minutes, not days

Exa App

Apply in minutes, not days

Exa App

Apply in minutes, not days

Exa App

All borrowing and spending features are enabled by non-custodial smart contracts. Terms apply. Cards are issued by licensed third parties; Exa Labs does not issue or manage payment instruments. Yield is variable and not guaranteed. Subject to protocol conditions and smart contract interaction. Access may be restricted in certain jurisdictions.

All borrowing and spending features are enabled by non-custodial smart contracts. Terms apply. Cards are issued by licensed third parties; Exa Labs does not issue or manage payment instruments. Yield is variable and not guaranteed. Subject to protocol conditions and smart contract interaction. Access may be restricted in certain jurisdictions.